If you're a debit card user, you know your PIN by heart. It's not unlike walking or breathing; simply put, it comes naturally to you. How do you know that your personal identification number is the perfect one, though? Did you know that there are ways you can find the perfect PIN that you can remember without others discovering? Here are 4 of the most useful financial tips that Robert Jain will be able to provide.
To start off, you should select a PIN that is relatively complex. You don't want to go with a number that's difficult to remember, of course, but it's equally important for it to be easy to recall whenever you're shopping. Needless to say, "1234" is not going to be a suitable PIN. Create one that you know will be less likely to be figured out. This is just one of many pieces of financial advice that names such as Bob Jain can offer.
Additionally, you should think about selecting a PIN based on a word that holds some relevance to you. Let's say that, for the sake of argument, that you have a dog. Your pet's name, provided it's 4 letters long, can be easily entered on a phone since they correlate to different numbers. "Nick," for example, would be "6425" on a standard phone. Keep this in mind if you're stumped on what you'd like your PIN to be.
Once you have the perfect PIN decided, don't let anyone know what it is. Your PIN should be yours, and yours alone, to know and no one else should be privy to it. Even if the person you're sharing this information with is trusted, like a parent or sibling, you'd be wise to keep it to yourself anyway. When it comes to your finances, no matter how much money you have in your bank, there's no such thing as being too careful.
When it comes to choosing the right PIN, knowing when to change it is nothing short of vital. You might have been told, if you have an email account, to change the password every few years so that it's less likely to be accessed by someone else. The same logic applies to your PIN, meaning that you should change it periodically if you're allowed to do so. Needless to say, this will keep your bank account safe from those that shouldn't have access.
To start off, you should select a PIN that is relatively complex. You don't want to go with a number that's difficult to remember, of course, but it's equally important for it to be easy to recall whenever you're shopping. Needless to say, "1234" is not going to be a suitable PIN. Create one that you know will be less likely to be figured out. This is just one of many pieces of financial advice that names such as Bob Jain can offer.
Additionally, you should think about selecting a PIN based on a word that holds some relevance to you. Let's say that, for the sake of argument, that you have a dog. Your pet's name, provided it's 4 letters long, can be easily entered on a phone since they correlate to different numbers. "Nick," for example, would be "6425" on a standard phone. Keep this in mind if you're stumped on what you'd like your PIN to be.
Once you have the perfect PIN decided, don't let anyone know what it is. Your PIN should be yours, and yours alone, to know and no one else should be privy to it. Even if the person you're sharing this information with is trusted, like a parent or sibling, you'd be wise to keep it to yourself anyway. When it comes to your finances, no matter how much money you have in your bank, there's no such thing as being too careful.
When it comes to choosing the right PIN, knowing when to change it is nothing short of vital. You might have been told, if you have an email account, to change the password every few years so that it's less likely to be accessed by someone else. The same logic applies to your PIN, meaning that you should change it periodically if you're allowed to do so. Needless to say, this will keep your bank account safe from those that shouldn't have access.
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