Are you planning on enrolling in a higher education program? Regardless of the college or university you have your sights set on, you might need some help in the financial sense. This is where financial aid comes into the picture. It's not uncommon for potential students to apply for this, but there is considerable information that is, to say the least, inaccurate. Here are just some of the myths in question that Robert Jain can clear the air on.
"I only have to apply for financial aid once." This isn't exactly true, especially for students that plan on fulfilling multiple years of education. According to names such as Bob Jain, the amount of financial aid that one requires will be different from year to year. What this means is that, in many cases, the FAFSA will have to be filled out and applied with every new semester. Consult your school's financial aid department for specifics.
"I won't be able to obtain financial aid if my family makes too much money." This is another common myth that the record should be set straight on. Simply put, household income isn't the only variable. Even if your family makes considerable money, you might be able to benefit from financial aid if, for example, your grades in high school are exemplary. You may also be able to do so if you scored well on your SATs. There are many factors that contribute to this.
"Financial aid packages are final." Another misconception regarding financial aid is that the packages distributed to students are final. In other words, you won't be able to change them down the road. On the contrary, it's entirely possible for changes to be made if need be. For instance, if you notice that there was an error in the amount you've been given, you may be able to negotiate. It's recommended that you consult your campus about this as early as possible.
"Getting denied financial aid means I shouldn't try applying in the future." While it's unfortunate that one may be denied financial aid, this doesn't mean that they won't be accepted in the future. The reason for this is that personal circumstances may change. You may get your personal finances in order since then, such as paying off credit card debt. In a situation like this, the likelihood of receiving aid becomes that much greater.
"I only have to apply for financial aid once." This isn't exactly true, especially for students that plan on fulfilling multiple years of education. According to names such as Bob Jain, the amount of financial aid that one requires will be different from year to year. What this means is that, in many cases, the FAFSA will have to be filled out and applied with every new semester. Consult your school's financial aid department for specifics.
"I won't be able to obtain financial aid if my family makes too much money." This is another common myth that the record should be set straight on. Simply put, household income isn't the only variable. Even if your family makes considerable money, you might be able to benefit from financial aid if, for example, your grades in high school are exemplary. You may also be able to do so if you scored well on your SATs. There are many factors that contribute to this.
"Financial aid packages are final." Another misconception regarding financial aid is that the packages distributed to students are final. In other words, you won't be able to change them down the road. On the contrary, it's entirely possible for changes to be made if need be. For instance, if you notice that there was an error in the amount you've been given, you may be able to negotiate. It's recommended that you consult your campus about this as early as possible.
"Getting denied financial aid means I shouldn't try applying in the future." While it's unfortunate that one may be denied financial aid, this doesn't mean that they won't be accepted in the future. The reason for this is that personal circumstances may change. You may get your personal finances in order since then, such as paying off credit card debt. In a situation like this, the likelihood of receiving aid becomes that much greater.
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